:root {
  --blue-deep: #0847a1;
  --blue: #2c5cbf;
  --blue-soft: #dde6ff;
  --mint: #25d366;
  --mint-dark: #12964a;
  --mint-soft: #e6f9f0;
  --navy: #12366a;
  --navy-2: #174a88;
  --pearl: #fbf8f6;
  --surface: #ffffff;
  --slate: #627088;
  --ink: #24324a;
  --line: #d5dff0;
  --line-soft: #e9eef7;
  --shadow: 0 18px 50px rgba(14, 39, 80, .10);
}

* { box-sizing: border-box; }
html { scroll-behavior: auto; scroll-padding-top: 96px; }
body { margin: 0; background: #f3f6fb; color: var(--ink); font-family: Inter, "Segoe UI", Arial, sans-serif; font-size: 16px; line-height: 1.68; -webkit-font-smoothing: antialiased; }
a { color: inherit; text-decoration: none; }
img { display: block; }
button, summary { font: inherit; }
.shell { width: min(1180px, calc(100% - 40px)); margin-inline: auto; }
.svg-sprite { position: absolute; width: 0; height: 0; overflow: hidden; }

.skip-link { position: fixed; z-index: 100; left: 16px; top: 12px; padding: 10px 14px; border-radius: 5px; background: var(--blue-deep); color: white; transform: translateY(-150%); transition: transform .2s ease; }
.skip-link:focus { transform: translateY(0); }
a:focus-visible, summary:focus-visible { outline: 3px solid rgba(37,211,102,.58); outline-offset: 4px; }

.site-header { position: sticky; top: 0; z-index: 50; background: rgba(251,248,246,.96); border-bottom: 1px solid rgba(213,223,240,.82); box-shadow: 0 8px 24px rgba(14,39,80,.035); backdrop-filter: blur(14px); }
.header-row { width: min(1260px, calc(100% - 40px)); min-height: 74px; display: flex; align-items: center; justify-content: space-between; gap: 26px; }
.brand { display: inline-flex; align-items: center; gap: 10px; color: var(--navy); font-size: 1.28rem; line-height: 1; font-weight: 760; letter-spacing: -.04em; }
.brand-mark { width: 34px; height: 34px; object-fit: contain; }
.brand-wordmark { display: none; }
.legal-nav { display: flex; align-items: center; gap: 5px; }
.legal-nav a { position: relative; padding: 9px 13px; border-radius: 6px; color: #465670; font-size: .88rem; line-height: 1.2; font-weight: 650; transition: color .18s ease, background .18s ease, box-shadow .18s ease, transform .12s ease; }
.legal-nav a:hover { color: var(--blue-deep); background: rgba(221,230,255,.64); }
.legal-nav a.is-current { color: var(--blue-deep); background: var(--blue-soft); box-shadow: inset 0 0 0 1px rgba(44,92,191,.11); font-weight: 720; }
.legal-nav a:active { transform: translateY(1px); background: #cfdbfb; }
.legal-mobile-nav { display: none; margin-left: auto; position: relative; }
.legal-mobile-nav > summary { width: 44px; height: 44px; display: grid; align-content: center; gap: 5px; padding: 10px; list-style: none; cursor: pointer; }
.legal-mobile-nav > summary::-webkit-details-marker { display: none; }
.legal-mobile-nav > summary span { height: 2px; display: block; border-radius: 3px; background: var(--navy); }
.legal-mobile-nav nav { position: absolute; right: 0; top: 52px; width: min(310px,calc(100vw - 28px)); display: grid; gap: 2px; padding: 14px; border: 1px solid var(--line); border-radius: 8px; background: white; box-shadow: var(--shadow); }
.legal-mobile-nav nav a { padding: 12px; border-radius: 5px; color: #42516b; font-weight: 650; }
.legal-mobile-nav nav a:hover { color: var(--blue-deep); background: var(--blue-soft); }
.page-chip { display: none; }

.hero { position: relative; overflow: hidden; padding: 72px 0 76px; border-radius: 0 0 42px 42px; background: radial-gradient(circle at 82% 8%, rgba(105,233,154,.18), transparent 28%), linear-gradient(135deg,var(--blue-deep),var(--blue) 62%,#168b74); color: white; box-shadow: 0 24px 55px rgba(8,71,161,.16); }
.hero::after { content: ""; position: absolute; right: -110px; bottom: -150px; width: 380px; height: 380px; border: 1px solid rgba(255,255,255,.10); border-radius: 50%; box-shadow: 0 0 0 80px rgba(255,255,255,.035), 0 0 0 160px rgba(37,211,102,.025); pointer-events: none; }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.06fr .94fr; align-items: center; gap: clamp(48px,8vw,100px); }
.hero-copy { max-width: 690px; }
.eyebrow, .panel-kicker, .section-number, .toc-title, .boundary-label, .decision-title { color: var(--blue); font-size: .75rem; line-height: 1.2; font-weight: 790; letter-spacing: .13em; text-transform: uppercase; }
.hero h1 { max-width: 760px; margin: 0; color: var(--navy); font-size: clamp(3.2rem,6vw,5.7rem); line-height: .96; letter-spacing: -.065em; font-weight: 800; }
.hero .eyebrow { margin: 0 0 18px; color: #72efa2; }
.hero h1 { color: white; }
.hero-intro { max-width: 680px; margin: 22px 0 0; color: #e5edf9; font-size: 1.05rem; line-height: 1.72; }
.effective-date { width: fit-content; display: flex; align-items: center; gap: 9px; margin-top: 24px; padding: 10px 14px; border: 1px solid rgba(255,255,255,.22); border-radius: 999px; background: rgba(255,255,255,.12); color: #e5edf9; font-size: .82rem; line-height: 1; }
.effective-date strong { color: white; }
.date-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--mint); box-shadow: 0 0 0 5px rgba(37,211,102,.13); }

.hero-panel { padding: 26px; border: 1px solid rgba(255,255,255,.2); border-radius: 20px; background: rgba(38,98,185,.56); color: white; box-shadow: 0 24px 58px rgba(8,71,161,.2); backdrop-filter: blur(8px); }
.panel-kicker { margin-bottom: 18px; color: #69e99a; }
.principle-list { display: grid; grid-auto-rows: 1fr; gap: 12px; }
.principle-item { display: grid; grid-template-columns: 42px 1fr; align-items: center; gap: 18px; padding: 15px 18px; border: 1px solid rgba(255,255,255,.13); border-radius: 14px; background: rgba(255,255,255,.07); }
.principle-icon { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 50%; background: rgba(37,211,102,.14); color: #69e99a; }
.principle-icon svg, .section-icon svg, .callout-icon svg, .policy-footer svg { width: 21px; height: 21px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.principle-item strong, .principle-item span { display: block; }
.principle-item strong { font-size: .94rem; line-height: 1.35; }
.principle-item div > span { margin-top: 4px; color: #c5d0df; font-size: .79rem; line-height: 1.55; }

.mobile-nav-wrap { display: none; }
.policy-layout { display: grid; grid-template-columns: 250px minmax(0,1fr); align-items: start; gap: 40px; padding-block: 54px 80px; }
.desktop-toc { position: sticky; top: 98px; }
.toc-card { padding: 15px; border: 1px solid var(--line); border-radius: 16px; background: rgba(255,255,255,.94); box-shadow: 0 12px 32px rgba(14,39,80,.07); }
.toc-title { margin: 0 0 10px; padding: 0 10px; color: var(--slate); }
.toc-card ol { display: grid; gap: 3px; margin: 0; padding: 0; list-style: none; }
.toc-card a { display: grid; grid-template-columns: 28px 1fr; gap: 7px; align-items: center; padding: 8px 10px; border-radius: 8px; color: #53627a; font-size: .76rem; line-height: 1.32; font-weight: 650; transition: color .18s ease, background .18s ease, transform .12s ease; }
.toc-card a span { color: #93a0b5; font-size: .66rem; font-weight: 760; letter-spacing: .08em; }
.toc-card a:hover { color: var(--blue-deep); background: #f1f5ff; }
.toc-card a:active { transform: translateY(1px); }
.toc-card a[aria-current="true"] { color: var(--blue-deep); background: var(--blue-soft); box-shadow: inset 3px 0 0 var(--mint); }
.toc-card a[aria-current="true"] span { color: var(--mint-dark); }

.policy-content { min-width: 0; max-width: 850px; }
.policy-section { scroll-margin-top: 16px; margin-bottom: 18px; padding: clamp(30px,3.4vw,40px); border: 1px solid var(--line); border-radius: 18px; background: var(--surface); box-shadow: 0 10px 30px rgba(14,39,80,.055); }
.policy-section p { margin: 15px 0 0; color: #58677f; }
.policy-section p:first-of-type { margin-top: 18px; }
.policy-section a { color: var(--blue); font-weight: 680; text-decoration: underline; text-underline-offset: 3px; }
.policy-section h3 { margin: 24px 0 0; color: var(--navy); font-size: 1.04rem; line-height: 1.35; }
.section-heading { display: grid; grid-template-columns: 48px 1fr; align-items: center; gap: 15px; padding-bottom: 18px; border-bottom: 1px solid var(--line-soft); }
.section-icon { width: 48px; height: 48px; display: grid; place-items: center; border-radius: 14px; background: linear-gradient(145deg,var(--blue-soft),var(--mint-soft)); color: var(--blue-deep); }
.section-number { display: block; margin-bottom: 6px; color: var(--mint-dark); }
.section-heading h2 { margin: 0; color: var(--navy); font-size: clamp(1.55rem,2.7vw,2.1rem); line-height: 1.1; letter-spacing: -.035em; }
.lead { color: #40516b !important; font-size: 1.04rem; }

.summary-grid, .content-columns, .boundary-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 12px; margin-top: 22px; }
.summary-item { display: grid; grid-template-columns: 24px 1fr; align-items: center; gap: 12px; padding: 16px; border: 1px solid var(--line-soft); border-radius: 14px; background: #f6f9ff; }
.summary-item > svg { width: 22px; height: 22px; fill: none; stroke: var(--mint-dark); stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.summary-item strong, .summary-item span { display: block; }
.summary-item strong { color: var(--navy); font-size: .94rem; line-height: 1.35; }
.summary-item span { margin-top: 4px; color: var(--slate); font-size: .82rem; line-height: 1.55; }
.content-columns > div { padding: 2px 20px 10px 0; }

.callout { display: grid; grid-template-columns: 44px 1fr; align-items: center; gap: 15px; margin-top: 22px; padding: 18px; border: 1px solid #cbd8ef; border-left: 4px solid var(--blue); border-radius: 14px; background: #f5f8ff; }
.callout-mint { border-color: #bfead1; border-left-color: var(--mint-dark); background: var(--mint-soft); }
.callout-note { border-left-color: var(--navy); }
.callout-icon { width: 44px; height: 44px; display: grid; place-items: center; border-radius: 50%; background: white; color: var(--blue); }
.callout strong { color: var(--navy); }
.callout p { margin: 5px 0 0; font-size: .9rem; }

.process-flow { display: grid; grid-template-columns: 1fr auto 1fr auto 1fr; align-items: center; gap: 10px; margin-top: 22px; }
.process-flow > div { min-height: 120px; padding: 16px; border: 1px solid var(--line-soft); border-radius: 14px; background: #f8faff; }
.process-flow > div span, .process-flow > div strong, .process-flow > div small { display: block; }
.process-flow > div span { color: var(--mint-dark); font-size: .72rem; font-weight: 780; }
.process-flow > div strong { margin-top: 8px; color: var(--navy); }
.process-flow > div small { margin-top: 7px; color: var(--slate); font-size: .78rem; line-height: 1.5; }
.process-flow > svg { width: 20px; height: 20px; fill: none; stroke: var(--blue); stroke-width: 1.8; }

.boundary-card { padding: 20px; border: 1px solid var(--line); border-radius: 14px; background: #fafbfe; }
.boundary-card.included { border-top: 4px solid var(--mint); }
.boundary-card.excluded { border-top: 4px solid var(--blue); }
.boundary-label { color: var(--navy); }
.boundary-card ul, .purpose-list { margin: 16px 0 0; padding-left: 20px; }
.boundary-card li, .purpose-list li { margin: 9px 0; color: var(--slate); }
.purpose-list li::marker { color: var(--mint-dark); }

.feature-list, .provider-list, .controls-list { display: grid; gap: 10px; margin-top: 22px; }
.feature-list > div, .provider-list > div, .controls-list > div { padding: 18px; border: 1px solid var(--line-soft); border-radius: 14px; background: #fafbfe; }
.feature-list strong, .provider-list strong, .controls-list strong { color: var(--navy); }
.feature-list p, .provider-list p, .controls-list p { margin: 5px 0 0; font-size: .9rem; }
.provider-list { grid-template-columns: repeat(2,minmax(0,1fr)); }
.provider-list > div > span { display: block; margin-bottom: 6px; color: var(--blue); font-size: .7rem; font-weight: 740; letter-spacing: .08em; text-transform: uppercase; }
.controls-list > div { display: grid; grid-template-columns: 36px 1fr; align-items: center; gap: 14px; }
.control-index { width: 34px; height: 34px; display: grid; place-items: center; border-radius: 50%; background: var(--blue-soft); color: var(--blue-deep); font-size: .74rem; font-weight: 780; }

.decision-box { display: grid; grid-template-columns: .72fr 1.28fr; gap: 24px; margin-top: 22px; padding: 23px; border-radius: 16px; background: linear-gradient(135deg,#1761c5,#2c5cbf 62%,#1b987c); color: white; }
.decision-title, .decision-box strong { display: block; }
.decision-title { color: #69e99a; }
.decision-box strong { margin-top: 7px; font-size: 1.08rem; }
.decision-box p { margin: 0; color: #c5d0df; font-size: .9rem; }

.retention-table-wrap { max-width: 100%; margin-top: 22px; overflow-x: auto; border: 1px solid var(--line); border-radius: 14px; }
.retention-table { width: 100%; border-collapse: collapse; min-width: 620px; }
.retention-table th, .retention-table td { padding: 16px 18px; border-bottom: 1px solid var(--line-soft); text-align: left; vertical-align: top; }
.retention-table th { background: #eef3fc; color: var(--navy); font-size: .78rem; letter-spacing: .04em; }
.retention-table td { color: var(--slate); font-size: .86rem; line-height: 1.6; }
.retention-table tr:last-child td { border-bottom: 0; }

.contact-block { display: grid; gap: 6px; margin-top: 20px; padding: 22px; border-radius: 16px; background: linear-gradient(115deg,var(--blue-deep),var(--blue) 68%,#14866e); color: white; font-style: normal; }
.contact-block a { width: fit-content; color: white; font-size: 1.08rem; }
.contact-block span { color: #dfe8f8; font-size: .82rem; }
.contact-note { font-size: .82rem; }

.policy-footer { display: grid; grid-template-columns: 1fr auto auto; align-items: center; gap: 24px; margin-top: 28px; padding: 26px 28px; border-radius: 18px; background: linear-gradient(135deg,#1761c5,#2c5cbf 62%,#1b987c); color: white; }
.footer-brand { display: flex; align-items: center; gap: 9px; }
.footer-mark { width: 30px; height: 30px; object-fit: contain; }
.footer-brand strong { letter-spacing: -.03em; }
.footer-brand span { padding-left: 10px; border-left: 1px solid rgba(255,255,255,.22); color: #c5d0df; font-size: .78rem; }
.footer-wordmark { display: none; }
.policy-footer p { margin: 0; color: #c5d0df; font-size: .76rem; }
.policy-footer > a { display: inline-flex; align-items: center; gap: 7px; color: white; font-size: .8rem; font-weight: 680; }

@media (max-width: 980px) {
  .hero-grid { gap: 42px; }
  .policy-layout { grid-template-columns: 220px minmax(0,1fr); gap: 30px; }
  .toc-card { padding: 12px; }
  .toc-card a { grid-template-columns: 24px 1fr; padding-inline: 8px; }
  .retention-table-wrap { overflow: visible; border: 0; border-radius: 0; }
  .retention-table { min-width: 0; display: block; }
  .retention-table thead { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); clip-path: inset(50%); white-space: nowrap; }
  .retention-table tbody, .retention-table tr, .retention-table td { display: block; width: 100%; }
  .retention-table tbody { display: grid; gap: 10px; }
  .retention-table tr { padding: 15px; border: 1px solid var(--line); border-radius: 13px; background: #f8faff; }
  .retention-table td { padding: 0; border: 0; }
  .retention-table td + td { margin-top: 8px; padding-top: 8px; border-top: 1px solid var(--line-soft); }
  .retention-table td::before { content: attr(data-label); display: block; margin-bottom: 3px; color: var(--blue); font-size: .68rem; font-weight: 780; letter-spacing: .08em; text-transform: uppercase; }
}

@media (max-width: 820px) {
  .legal-nav { display: none; }
  .legal-mobile-nav { display: block; }
  .hero { padding-block: 58px 62px; border-radius: 0 0 32px 32px; }
  .hero-grid { grid-template-columns: 1fr; gap: 34px; }
  .hero-panel { max-width: 680px; }
  .desktop-toc { display: none; }
  .mobile-nav-wrap { display: block; padding-top: 22px; }
  .mobile-toc { border: 1px solid var(--line); border-radius: 14px; background: white; box-shadow: 0 10px 30px rgba(14,39,80,.06); }
  .mobile-toc summary { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 16px 18px; color: var(--navy); font-weight: 700; cursor: pointer; }
  .summary-hint { color: var(--slate); font-size: .76rem; font-weight: 600; }
  .mobile-toc nav { padding: 0 18px 18px; border-top: 1px solid var(--line-soft); }
  .mobile-toc ol { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 6px 18px; margin: 14px 0 0; padding-left: 20px; }
  .mobile-toc a { color: var(--blue); font-size: .82rem; font-weight: 650; }
  .policy-layout { display: block; padding-top: 22px; }
  .policy-content { max-width: none; }
  .retention-table-wrap { overflow: visible; border: 0; border-radius: 0; }
  .retention-table { min-width: 0; display: block; }
  .retention-table thead { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); clip-path: inset(50%); white-space: nowrap; }
  .retention-table tbody, .retention-table tr, .retention-table td { display: block; width: 100%; }
  .retention-table tbody { display: grid; gap: 10px; }
  .retention-table tr { padding: 15px; border: 1px solid var(--line); border-radius: 13px; background: #f8faff; }
  .retention-table td { padding: 0; border: 0; }
  .retention-table td + td { margin-top: 8px; padding-top: 8px; border-top: 1px solid var(--line-soft); }
  .retention-table td::before { content: attr(data-label); display: block; margin-bottom: 3px; color: var(--blue); font-size: .68rem; font-weight: 780; letter-spacing: .08em; text-transform: uppercase; }
}

@media (max-width: 600px) {
  body { font-size: 16px; }
  .shell { width: min(100% - 28px,1180px); }
  .header-row { width: min(100% - 28px,1260px); }
  .header-row { min-height: 68px; gap: 12px; }
  .brand { font-size: 1.16rem; }
  .brand-mark { width: 32px; height: 32px; }
  .hero { padding: 44px 0 48px; }
  .hero h1 { font-size: clamp(2.65rem,13vw,3.75rem); }
  .hero-intro { margin-top: 18px; font-size: .98rem; line-height: 1.65; }
  .effective-date { margin-top: 20px; }
  .hero-panel { padding: 18px; border-radius: 16px; }
  .principle-item { grid-template-columns: 38px 1fr; gap: 14px; padding: 12px 14px; }
  .principle-icon { width: 38px; height: 38px; }
  .mobile-toc ol { grid-template-columns: 1fr; }
  .policy-layout { padding-bottom: 48px; }
  .policy-section { margin-bottom: 12px; padding: 22px 18px; border-radius: 16px; }
  .section-heading { grid-template-columns: 42px 1fr; gap: 12px; padding-bottom: 18px; }
  .section-icon { width: 42px; height: 42px; }
  .section-heading h2 { font-size: 1.55rem; }
  .policy-section p { margin-top: 13px; line-height: 1.65; }
  .policy-section p:first-of-type { margin-top: 16px; }
  .policy-section h3 { margin-top: 21px; }
  .summary-grid, .content-columns, .boundary-grid, .provider-list { grid-template-columns: 1fr; }
  .content-columns > div { padding: 0; }
  .process-flow { grid-template-columns: 1fr; }
  .process-flow > svg { transform: rotate(90deg); margin: auto; }
  .decision-box { grid-template-columns: 1fr; gap: 14px; }
  .callout { grid-template-columns: 38px 1fr; padding: 17px; }
  .callout-icon { width: 38px; height: 38px; }
  .policy-footer { grid-template-columns: 1fr; justify-items: start; padding: 22px; border-radius: 16px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
}